Set for Life odds
Set for Life is the daily draw, and its top prize is paid monthly over 20 years instead of as a lump sum. Each entry plays the same numbers in seven consecutive daily draws.
How the Set for Life draw works
Every day nine balls are drawn from a barrel numbered 1 to 44. The first seven are the winning numbers and the last two are supplementary numbers. You pick seven numbers per game. Supps decide Divisions 2, 4, 6 and 8.
Set for Life odds for every division
| Div | To win | Winning combinations | Combinations | Odds (1 game) |
|---|---|---|---|---|
| 1 | All 7 winning numbers | C(7,7) | 1 | 1 in 38,320,568 |
| 2 | 6 winning numbers + 1 supp | C(7,6) × C(2,1) | 14 | 1 in 2,737,183 |
| 3 | 6 winning numbers, no supp | C(7,6) × C(35,1) | 245 | 1 in 156,410 |
| 4 | 5 winning numbers + 1 or more supp | C(7,5) × [C(37,2) − C(35,2)] | 1,491 | 1 in 25,701 |
| 5 | 5 winning numbers, no supp | C(7,5) × C(35,2) | 12,495 | 1 in 3,067 |
| 6 | 4 winning numbers + 1 or more supp | C(7,4) × [C(37,3) − C(35,3)] | 42,875 | 1 in 894 |
| 7 | 4 winning numbers, no supp | C(7,4) × C(35,3) | 229,075 | 1 in 167 |
| 8 | 3 winning numbers + 1 or more supp | C(7,3) × [C(37,4) − C(35,4)] | 478,975 | 1 in 80.0 |
| Any prize | 765,171 | 1 in 50.1 |
Out of 38,320,568 equally likely outcomes for one standard game. C(n,k) is “n choose k”, the number of ways to choose k items from n. Each game line only wins its highest division.
Where these numbers come from
Division 1. Every set of 7 numbers from 44 is equally likely, so the odds are simply the number of possible sets: C(44,7) = 44! ÷ (7! × 37!) = 38,320,568.
A supp division. For Division 2 (6 winning numbers + 1 supp) your game needs 6 of the 7 winning numbers, which can happen C(7,6) = 7 ways. The remaining 1 number must include at least one of the 2 supps. With one slot left that's just C(2,1) = 2 choices, giving 14 combinations, or 1 in 2,737,183.
Since each entry runs for seven draws, one game's chance of Division 1 across its week is about 7 ÷ 38,320,568, or 1 in 5,474,367. The calculator's “number of draws” box defaults to a full year (365 draws).
System entries aren't offered for Set for Life, so the calculator only covers standard games.
Set for Life questions
- What are the odds of winning Set for Life?
- Division 1 is 1 in 38,320,568 per game per draw. Any prize is about 1 in 50.1.
- Can I play a system in Set for Life?
- No. Systems were removed when the game moved to 7 from 44, so every entry is made of standard games.
- Do some numbers come up more often?
- Over a short run, yes, some numbers will have appeared more than others. That is ordinary randomness. The balls have no memory, and every combination is exactly as likely as any other in the next draw.
- Does playing the same numbers every week help?
- No. Your chance each draw is the same whether you keep your numbers or change them. Picking less popular numbers (avoid birthdays, patterns and 1-2-3-4-5-6) won't make you more likely to win, but it may mean sharing a jackpot with fewer people.
- Are the odds the same in every state?
- Yes. These are national draws, so the numbers, divisions and odds are the same whichever state you buy in. Prize amounts per division vary from draw to draw depending on sales and the number of winners.
Odds are calculated from the game rules (7 from 44, 7 winning numbers and 2 supps, drawn every day) and checked against the operator's published odds in November 2026. Published figures are rounded, so the last digit can differ by one. Always check the official rules before you play.